I Thought I Was Sorted

Do You Think That You're Sorted?

The thing I hear most is: “I’ve got a will. I’ve got an adviser. I’m sorted.”

But it rarely takes long for me to find the weaknesses.

And that’s often the point when people realise just how much work their estate still needs.

A larger inheritance tax liability than necessary. An estate that could be difficult to administer. Paperwork that isn’t clear. Assets that aren’t properly protected.

And, ultimately, a mess waiting for the family to sort out.

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Why I Wrote This Book

Do You Really Want To Pay 40% To HMRC?

After reviewing thousands of investment portfolios and witnessing more than 100 estates pass between generations, I reached a simple conclusion.

Most families do not have a tax problem.

They have a planning problem.

The biggest mistakes are often not discovered until it is too late to fix them.

By then, the tax has been paid, the opportunities have been lost and the damage has already been done.

Building Wealth is Easy -

Protecting It is Much Harder

Many families spend decades building wealth but never build a clear plan for protecting and transferring it.

The result is often unnecessary tax, probate delays, family disputes and lost opportunities.

This book explains the principles every family should understand before it becomes too late to act.

More importantly, it shows why protecting wealth requires just as much planning as building it.

The Three-Step Framework

Every successful estate plan follows three simple steps.

1. Build

Create wealth in assets.

Property, pensions, investments and businesses.

2. Protect

Mitigate against tax and unnecessary loss.

Reduce unnecessary tax and strengthen asset protection.

3. Transfer

Move assets efficiently to future generations.

Avoid probate chaos and preserve family wealth.

About

Ranjeet Singh

Ranjeet Singh has spent more than 25 years helping individuals and families navigate complex financial and investment decisions within the stock market.

As founder of Estate Architect, he has worked with thousands of investors and reviewed estates ranging from modest family wealth to multi-million-pound portfolios.

His focus is simple:

Help families build wealth, protect wealth, and transfer wealth.

You Don't Have a Tax Problem

You Have a

Planning Problem.

You worked a lifetime to build your wealth. Don't let poor planning decide where it ends up.

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Estate Architect provides educational research and analysis relating to inheritance tax and estate planning concepts for UK residents. We do not provide regulated investment, tax, or legal advice and are not authorised or regulated by the Financial Conduct Authority (FCA). Where regulated advice is required, introductions may be made to authorised professionals.

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