A specialist partner for complex Inheritance Tax strategy and co-ordination

Many private client matters reach a point where a Will alone is no longer enough.

Clients may come to you for help with their Will, yet still face a substantial Inheritance Tax exposure, driven by pensions, property, and accumulated assets that sit outside any coherent IHT strategy.

We work alongside private client solicitors to help strategise and co-ordinate IHT planning for complex estates, ensuring that recommendations are not only sound, but actually implemented.

The gap we are brought in to address

In many cases, the issue is not the quality of advice, but fragmentation.

Clients often have:

What is missing is one party responsible for stepping back, looking across the entire estate, and ensuring everything works together.

This is where we add value.

What we do

Our role is strategic and co-ordinative. We do not replace you, and we do not compete for your client relationship.

In practice we:

Review the client’s estate holistically

Design an overall IHT

strategy

Manage the project - start to finish

Identify IHT structural weaknesses

Co-ordinate advisers and specialists

Reduce tax through proper structure

Projects typically take 6 to 9 months, reflecting the complexity and sensitivity of the work.

The type of client this is suited to

We are typically engaged where clients:

£2m+ Estates

Have estates of £2 million or more

IHT Exposure

Are facing a material IHT liability

Pension Wealth

Hold pensions, including SIPPs

Complex Assets

Own property and multiple asset classes

Later Life

Are usually in their 70s or 80s

All-in-One Solution

Want a full turn-key and managed strategy

Professional Network

We are deliberately not FCA regulated which allows us to work across multiple disciplines, without receiving fees or commissions or providing regulated investment advice.

We work alongside our network of regulated:

  • Investment managers

  • Pension advisers

  • Tax specialists

  • Solicitors

  • Wills and Trusts Experts

  • Overseas Banking Agents

Each professional remains within their regulatory boundary.

JOIN US

Professional Introducer (PI) Arrangement

We work with a small number of trusted solicitors under a Professional Introducer (PI) arrangement on complex inheritance tax planning matters for private clients.

Where an introduction results in a completed IHT engagement, the arrangement is documented in advance, fully disclosed to the client, and payment is made within seven days of client invoice settlement.

An introducer fee is fixed (typically £2,500 per completed engagement), is paid by us, and does not increase or otherwise affect the client’s agreed fee. It has no impact on your advice, independence, or client billing.

In many cases, we are also likely to require ongoing legal input. Any such work would be instructed separately and billed directly by you to the client in the normal course.

THE WAY FORWARD

Making an introduction

If you believe a client would benefit from structured inheritance tax co-ordination, you may make an introduction using the button below.

Some of the most damaging outcomes in estate

planning occur during life, not after death.

Our role is to ensure that does not happen to your clients.

Estate Architect provides educational research and analysis relating to inheritance tax and estate planning concepts for UK residents. We do not provide regulated investment, tax, or legal advice and are not authorised or regulated by the Financial Conduct Authority (FCA). Where regulated advice is required, introductions may be made to authorised professionals.

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