Your Estate was not built overnight.
But fixing it doesn't have to be complicated.
Most people delay inheritance tax planning because they assume it will be confusing, stressful and time-consuming. Multiple advisers, conflicting opinions and endless paperwork often create unnecessary complexity.
Estate Architect was built to simplify the process and guide families through it step-by-step.
Step 1. Free Review
Everything begins with a confidential State Vulnerability Questionnaire and fact find.
Most people complete it in just 2 minutes.
You do not need exact figures. You do not need paperwork in front of you. And if there are questions you do not want to answer, simply skip them.
There is no cost and no obligation.
Many firms charge hundreds of pounds simply to begin this process.
We do not.
In return, we review your information and prepare a personalised Estate Vulnerability Review (EVR), which you can read in your own time and discuss with your spouse or family.
Step 2. Your Estate Vulnerability Review
Once your review is submitted, we begin building a high-level picture of your estate. Within a few working days we prepare a Estate Vulnerability Review (EVR). This is often the first time clients see their estate viewed as one complete structure.
We identify areas that may require attention and highlight potential weaknesses that are often missed.
This includes:
Inheritance Tax Exposure
Pension Risks
Ownership Problems
Probate Concerns
Structural Weaknesses
Estate Organisation Risks
Many clients tell us this stage alone gave them information they had never seen before.
We then arrange a private discussion, either by phone or Zoom, to walk through the findings together.
Step 3.
Private Estate Diagnostic
Some clients stop after the State Vulnerability Review.
That is completely fine.
Even at this stage many people uncover risks and opportunities they had not previously considered.
Others decide they want a much deeper analysis.
This is where the Estate Diagnostic begins.
The diagnostic is a detailed review of your entire estate.
We analyse the different asset classes, ownership structures, family circumstances and long-term objectives.
We also work alongside trusted specialists from our network where appropriate.
This becomes your estate blueprint.
Not just what problems exist.
But what can potentially be done about them.
Diagnostic options:
Standard Diagnostic: £2,500
Premium Diagnostic: £5,000
Both options include a private review meeting, ideally face-to-face at our office, although Zoom is available.
Step 4. Your Estate Blueprint
At this point you will understand where the risks sit, where the opportunities may exist and how the estate could potentially be strengthened.
Some clients take the blueprint and use their own advisers.
Others ask us to coordinate implementation.
The choice is entirely yours.
Step 5. Implementation
This is where we do what very few firms in the UK attempt.
Complete end-to-end estate coordination.
Rather than sending you from adviser to adviser and leaving you to join the dots, we help oversee the process from beginning to end.
This can include trusts, wills, succession planning, governance, probate planning, liquidity planning, pension structures and wider estate organisation.
Most implementation projects take approximately six months.
The hard work is done by us.
Not by you.
Step 6. Long-Term Protection
Once the structure has been built, major changes are often no longer required. The heavy lifting has already been completed.
Some clients ask us to continue supporting the estate through an ongoing annual retainer. This allows us to monitor changes in legislation, family circumstances and estate structures over time.
Others simply return when they need us.
Either way, we remain available. Because a well-structured estate should not just protect wealth.
It should create long-term certainty and peace of mind.
One Process. One Structure. One Coordinated Plan.
No fragmented advice.
No confusion.
No endless chasing.
Just a clear process designed to protect your family, simplify your affairs and organise everything properly.
Estate Architect provides educational research and analysis relating to inheritance tax and estate planning concepts for UK residents. We do not provide regulated investment, tax, or legal advice and are not authorised or regulated by the Financial Conduct Authority (FCA). Where regulated advice is required, introductions may be made to authorised professionals.
© Estate Architect 2026